I have opted out using this site and encourage anyone that doesn’t want to receive pre-approved credit card offers anymore to do the same. Advertising Specialties in Atlanta, GA. See BBB rating, reviews, complaints, & more. This organization is not BBB accredited. Itâs free and signing up one time covers all three bureaus. Many people have wondered if optoutprescreen.com is a legitimate website and not just a scam itself. I have found that should a junk offer arrive with a prepaid envelope, I send the empty envelope back. All Rights Reserved. Opting out will not remove you from mailing lists! Just sayin……. My personal Internet Browsers use security features that alert me to these things, and for this website it says: “This site uses a weak security configuration (SHA-1 signatures), so your connection may not be private.” Until (and if) this gets fixed, I strongly recommend that you do NOT use this website to enter your personal information! Never give your number over the phone to someone that you do not know. Don’t forget the s in the URL because that ensures the encryption of your data when you submit the form. Many people have wondered if optoutprescreen.com is a legitimate website and not just a scam itself. It doesn't do a criminal much good to your intercept mail only to find out you were declined. It’s that easy. You know these credit reporting companies as EquiFax, Experian, TransUnion and Innovis. It may not stop ALL of these offers from coming to you, but it will reduce the amount drastically. Mail the entire amount of information back using the pre-paid envelope. You may not have requested these pre-approvals, but it's your credit that's damaged in this scheme. That means less junk in your mail box! It’s another tool you can use to fight identity theft and credit card fraud. Now you can at Optoutprescreen.com. I still get it, but not as much. No legitimate site would request information requiring you to click a link to “fix your account” or resubmit personal information you’ve already provided. Many people have wondered if optoutprescreen.com is a legitimate website and not just a scam itself. Using OptOutPrescreen was a no-brainer for me. Request a copy of your credit report from each of the credit reporting companies. Opting out will not remove you from mailing lists! They also encrypt the ssn if the page reloads, so it seems ok to me. This site is NOT, despite the fact that the FTC is currently recommending you use it to opt out of prescreened offers of credit and insurance (and Yes…I just complained to the FTC about this)! The real www.Optoutprescreen.com is not a Phishing scam OptOutPrescreen.com is run by the four major credit rating companies â Experian, Equifax, Innovis and TransUnion. We have all heard the news stories involving breaches of security that let criminals access the records of hundreds of thousands of people. Yes, they do ask you for your social security number, however, they need to be able to verify your identity. Give out your Social Security number, sure, no problem. In fact, it's too legit, too legit to quit. Googling further revealed this ftc web page, which confirms that optoutprescreen.com is as legit as 1-888-5-OPTOUT Now lets compare the convenience of the two alternatives. NOT! What’s worse, it might be a credit card you didn’t even apply for! A bank can request your credit history without your authorization and then "pre-approve" you for a credit card. Optoutprescreen.com - What is Optoutprescreen.com and is it Legit? Social Security Number Is Requested. Your information is already out there so submitting this request only checks the “Opt Out” box in their system. OptOutPrescreen.com is a joint venture among Equifax, Experian, Innovis, and TransUnion, allowing customers to opt out of receiving credit card solicitations by mail. See the traffic history of optoutprescreen.com including monthly charts, growth trends, SEO keywords, and competing websites. Always make sure you get your credit card receipt because it just may include your credit card number. Its a win win. In the past, I used the information from the DMA to opt out, which I believe was not the optoutprescreen website, but was similar, and it definitely stopped the endless offers of credit after a couple of months or so. It claims to let you opt-out of these type of pre-approved offers. This lets you choose to opt out of those for 5 years or permanently. Think about how many trees we could save if we all had our names removed. And vice versa. To insure your rights, follow-up by filing a written complaint form. 2. To opt out permanently: You may begin the permanent Opt-Out process online at www.optoutprescreen.com. A good rule of thumb is to never, ever click links in email that request your personal information. OptOutPrescreen.com is run by the four major credit rating companies - Experian, Equifax, Innovis and TransUnion. While the website is very basic, it is secured by 1024 bit SSL to protect the information you send. Does anyone know if this will this stop mortgage refinance junk mail? Thanks to Optoutprescreen there are some days where I receive no mail at all. Is Optoutprescreen a legit site? - Optoutprescreen.com lets you opt out of pre-approved credit cards and the risk of credit card fraud. I send credit card companies the weekly grocery store sale papers, and other junk I don’t want. I heard that www.optoutprescreen.com is the way to get credit card companies to stop sending you preapproved credit card applications and things like that. The information you submit will be available to the four credit reporting companies running Optoutprescreen as expected but the fine print reveals the following: At first glance this might look a little fishy but think about it before you let paranoia take hold of you. This article is part of WikiProject Websites, an attempt to create and link together articles about the major websites on the web. Supposedly, signing up on the site tells the the major credit agencies to not give your name to ⦠To opt out for five years: Call toll-free 1-888-5-OPT-OUT (1-888-567-8688) or visit www.optoutprescreen.com. Look them over for unauthorized credit applications. I figure that my junk mail decreased approximately 50% after I requested that my name be removed from credit card pre-approval lists. I donât know about you, but I am sick of getting all the junk mail for credit cards, loans, etc. Reviews of optoutprescreen.com from the Norton Safeweb community. It’s the privacy policy that really raises a few eyebrows. Select either Electronic opt-out for five years or Permanent opt-out by mail. You will be asked to give your Social Security number on the website. 2 Board of Governors of the Federal Reserve System 5. the potential effect on the following factors if further restrictions are imposed on the ability of creditors and insurers to make written offers: Just wanted to let everyone know who hasnât already heard, the four major credit bureaus in the US. It appears to be https now. The information you submit will be available to the four credit reporting companies running Optoutprescreen as expected but the fine print reveals the following: Optoutprescreen.com or the Consumer Credit Reporting Companies, may also disclose any of the information collected, as described above, to affiliates of the Consumer Credit Reporting, Companies, which are companies that are related to one of them by common ownership or affiliated with one of them by common control, or to the associated consumer reporting companies who utilize a nationwide consumer reporting company system and that may have information about you.”. Keep in mind that the credit card companies will try to get you agree to opt back in every time you sign up for credit so read the fine print on just about anything you sign up for involving credit or banking. Don't carry credit cards you don't use and never leave them unattended in a purse, briefcase or wallet. I heard that www.optoutprescreen.com is the way to get credit card companies to stop sending you preapproved credit card applications and things like that. What are the benefits of receiving firm offers? To opt out permanently: You may begin the permanent Opt-Out process online at www.optoutprescreen.com. optoutprescreen.com (199.38.43.105) 199.38.32.0 - 199.38.51.255 West Corporation 11808 Miracle Hills Dr Omaha, NE US JONES, DEREK ALLEN dajones@west.com Universal degrees is definitely a legitimate company, there is lots of information about this website on the web. So what can be done to combat it? If a criminal steals your mail, fills out a credit card application that's been pre-approved and sends it in they've just applied for a credit card ...in your name. You may not have requested these pre-approvals, but it’s your credit that’s damaged in this scheme. Might as well use my number as part of my return address on envelopes. This website asks for your Social Security Number (although they claim you don’t have to enter it, and they will try “their best” to opt you out). Keep in mind that the credit card companies will try to get you agree to opt back in every time you sign up for credit so read the fine print on just about anything you sign up for involving credit or banking. Optoutprescreen.com works as advertised. The real www.Optoutprescreen.com is not a Phishing scam. I have four already but use only two. Optoutprescreen.com is actually what it appears to be and that is a way to get off those mailing lists. I was seriously considering joining this website until I read this comment. Those pre-approved credit card offers are more than annoying. It would probably be okay if their security wasn’t non-existent. If you go ahead and opt-out via Optoutprescreen and you are still getting offers three months later you should probably ask questions but give it a chance to work. Optoutprescreen.com is not a bunch of identity thieves who have cooked up the best scam ever. Period. It does not say that they can now use your information anyway they see fit. Is www.optoutprescreen legit? The OptOutPreScreen website is a joint venture from the credit bureaus that lets you tell them you donât want their junk mail. Optoutprescreen.com is not a bunch of identity thieves who have cooked up the best scam ever. If you have already decided to opt out of firm offers and would like to opt back in (hey, it could happen) OptoutPrescreen.com provides a means for that as well. Shouldn’t credit card companies need your permission to run a credit check on you? Start This article has been rated as Start-Class on the quality scale. We have all heard the news stories involving breaches of security that let criminals access the records of hundreds of thousands of people. Once you opt out, pay attention any time you sign up for anything so you don't find yourself needing to opt out on a regular basis. This is the "prescreen" part that is the cause of all the problems because this is where the danger lies. Now I will not, for I want to avoid any problems it might create. While the website is very basic, it is secured by 1024 bit SSL to protect the information you send. To opt out permanently: You may begin the permanent Opt-Out process online at www.optoutprescreen.com. Use OptOutPreScreen to Opt-out from receiving ofes for pre-screened credit card by calling 1-888-567-8688 or visit www.OptOutPrescreen.com to put a stop to unwanted checks on your credit to see if you qualify for cedit cards. Refresh your browser. Optoutprescreen.com lets you opt out of pre-approved credit card offers and the risk of credit card fraud that comes with them. Is www.optoutprescreen legit? More ways to reduce your junk mail by opting out, How to Avoid Paypal Scams and Protect your PayPal Account. A bank can request your credit history without your authorization and then “pre-approve” you for a credit card. You want to stop as many pre-approval offers as possible and this means that your opt-out request needs to be available to anyone that might send you an offer. Those credit card pre-approvals from banks and other lending institutions pose a hidden danger. This is the “prescreen” part that is the cause of all the problems because this is where the danger lies. How many folks opt in by mistake? Those credit card pre-approvals from banks and other lending institutions pose a hidden danger. It takes only a few minutes to complete your request. First of all we have to acknowledge that people don't trust the credit reporting companies very much if at all. What you have opted out of are unauthorized credit checks. Don’t carry credit cards you don’t use and never leave them unattended in a purse, briefcase or wallet. is the official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-In or Opt-Out of firm offers of credit or insurance. The news is full of identity theft stories in which the victim's credit rating is destroyed. Many people have wondered if optoutprescreen.com is a legitimate website and not just a scam itself. After I started doing this, I notice a significant drop in junk mail. These offers are also referredto as "firm offers" of either credit or insurance. Look them over for unauthorized credit applications. “https” stands for “Hypertext Transfer Protocol Secure”. It does not say that they can now use your information anyway they see fit. If we all gave them a taste of their own medicine, think of how much less junk we’d ALL receive! Identity theft and credit card fraud are two of the worst threats facing consumers. 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